Cowrie Bay in Flinders is a shallow shore dive and snorkel site with an average depth of 2 metres. The topography consists of a rocky reef bottom that provides habitat for sea anemones, seastars, sea cucumbers, crabs, and shellfish. Divers and snorkellers may encounter Blue Throat Wrasse, Leatherjackets, octopus, and Port Jackson sharks among the crevices. This site is suitable for beginners, though conditions vary with visibility ranging from 3 to 10 metres. Moderate currents and surge can occur, particularly when swell is present. At low tide, waves break over the reefs seaward of the beach. Parking is available, and the site is accessible for night diving.

The White Gates is a shore-accessible reef and canyon system located in Flinders, Australia. The site features a canyon structure and surrounding reef with depths ranging from 8 to 12 metres, averaging 10 metres. Access is strictly limited to days with dead flat swell conditions due to surf and potential rip currents. Divers should be prepared for moderate currents and variable visibility. The southern coastline features soft rock cliffs prone to collapse, requiring caution. This site is suited for intermediate divers who possess solid buoyancy control and situational awareness. Facilities are limited, and local conditions should be confirmed prior to arrival.

Flinders Pier is a shore dive located in Flinders, Australia, featuring a wooden pier structure that serves as an artificial reef. Divers explore the pylons, which are covered in growth, in shallow depths ranging from 2 to 6 metres. The site is suitable for beginners, though divers must navigate moderate currents that can reach 4 knots. It is best dived at high or slack tide. Marine life frequently observed includes the Weedy Seadragon, Shaw’s Cowfish, and various sea stars. Divers may also encounter Smooth Rays, Fiddler Rays, and Port Jackson Sharks. Due to the pier's popularity with anglers, caution regarding fishing lines and boat traffic is essential.

Smiths Beach in Flinders provides a shore-accessible reef dive suitable for beginners. The site features depths ranging from 2 to 19 metres, allowing for a typical dive duration of 45 minutes. Divers should be prepared for surf and surge, which can push swimmers toward the reef structure. Shuffle your feet during entry and exit to avoid sharp reef. Visibility varies between 5 and 15 metres, and water temperatures fluctuate from 13C to 19C throughout the year. Be aware of strong currents, particularly in deeper sections, and remain close to the shore if conditions become challenging. Facilities including parking, toilets, showers, and equipment rental are available nearby.

Cape Schank on the Mornington Peninsula offers intermediate divers a reef environment extending from the shallows to a depth of 28 metres, with an average depth of 15 metres. Access is via a shore entry, where divers should be cautious of surf, rip currents, and sharp coral. Visibility typically ranges between 5 and 10 metres. Due to potential surge in shallow sections, it is recommended to check swell forecasts and aim for slack or incoming tides. Facilities at the site include parking, toilets, showers, and changing rooms. Divers should shuffle their feet during entry and exit to avoid stonefish and sharp rocks.

The Gardens is a reef site located off the Western Port Bay side of Phillip Island, Australia. This boat-accessible dive features depths ranging from 6 to 19 metres, with an average depth of 13 metres. The site is exposed to open ocean conditions, resulting in moderate currents and surge that require advanced buoyancy control and situational awareness. Due to its exposure, the site is only diveable during periods of very calm swell. Divers should plan their visits around slack tide to manage the current effectively. While the site is suitable for snorkelling, the variable conditions and potential for strong currents make it best suited for experienced divers.

Red Point is a rocky reef shore dive located on the eastern tip of Phillip Island. The site is exposed to open ocean swell, resulting in moderate to strong currents and rip potential. Divers should exercise caution, as access along the beach can be restricted by high tide. Water temperatures range from 13C to 19C, necessitating a thick wetsuit or drysuit. The reef environment supports a variety of temperate marine life and invertebrates typical of the region. Due to the surf and potential for rapid weather changes, this site is best suited for intermediate divers who can manage variable conditions and navigate rocky, potentially sharp terrain.

Cape Woolamai Reef is a boat-accessible site located 1000 metres off the Western Port Bay side of Phillip Island. The reef structure extends to a depth of 12 metres. Divers and snorkellers should be prepared for moderate to strong tidal currents and surge, which are characteristic of this area. Visibility typically ranges between 5 and 15 metres. Due to the presence of currents, boat traffic, and rip currents, this site is best suited for those who can manage variable water conditions. Boat access is required to reach the reef, and local operators provide guided tours to assist with navigation.